Money Saving Tips

Times are hard. It is no longer practical to just spend our income without care and ignoring the possible consequences of our foolish financial habits. I learned this the hard way when I realized several years ago that I'm so deep down in debt and if I don't act fast, I'll drown and possibly die in shame.

It was fortunate that I had a supportive family who understood my situation and helped me pay off my credit card debts. I also had wonderful friends who never judged me whenever I honestly say to them that I don't have money to join them for a night in town.

As soon as I was able to redeem my financial security, I swore that I don't want to go through that again. This is what started me to look for websites that will help me increase my financial literacy.

A few days ago, I found this website which gave Money Saving Tips that are practical and easy to follow. The blog taught me a lot. Finally, I now understand what economic recession means.

One of the most interesting articles I read was How To Save Money Fast. It advised me to look into myself and start inspecting my home for opportunities to save. It's true, vices and eating out are one of my biggest little spenders. I say little spenders because the cost is not significant per transaction but doing them often will eventually add up to a significant expense at the end of the month.

Likewise, the article made me re-evaluate some of my subscriptions that are unnecessary. For example, I decided to cut my internet connection at home because it's pretty much useless because I can access the internet at work anyway. Also, I downgraded my cable television package because I don't really need some of the extra channels that I get from the premium package.

I would recommend that you visit StopStupidStuff.com so that you too can learn how to be frugal and live within your means.

Worldwide Link Love

Join the Worldwide Link Love campaign now.

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Join the Worldwide Link Love!

Benefits of Worldwide Link Love!

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2. At the end of the list, put your name and the country your in, it doesn’t matter what’s your nationality just put the country where you are publishing your blog. Don’t forget to put links at your name.
3. If you have many blogs, you can link all of it, just make sure you post the same on each blog.
4. Tag eight or more of your blog friends.
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Worldwide Link Love! Participants

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Sell, Shop and Make Friends

I was thinking of a gift for my Mom this coming Mother's Day and I decided to shop online. I found this website which said: Upfuse - Buy, Sell, Share, Connect - Start selling NOW and win prizes! so I decided to check it out. Wow, I like the site. Not only can I buy and sell stuff, but I can also connect and meet new friends because it is a social networking site too.

I called my friend, Mike, who likes selling stuff online and I showed it to him. I asked him if he'd like us to make a short video about UpFuse and he thought it will be fun. So here's what we came up with. The guy in the picture is my friend, Mike.

Mother's Day Text Messages

Are you looking for SMS text messages to send to your mother on Mother's Day? Do you want SMS text messages for your friends about Mother's Day? Then here are some SMS text messages about love and inspiration that will express your gratitude and care for Mother's Day.

M is for the million things she gave me,
O means only that she's growing old,
T is for the tears she shed to save me,
H is for her heart of purest gold,
E is for her eyes, with love-light shining,
R means right, and right she'll always be.
Put them all together, they spell "MOTHER"
A word that means the world to me.

God could not be everywhere and therefore he made mothers.

If I have never said thank you for bringing me into the world I'd like to do that now.

If I had a flower for each time I thought of My Mother, I could walk in my garden forever.

A mother understands what a child does not say.

The heart of a mother is a deep abyss at the bottom of which you will always find forgiveness.

Mother is an undying love,
A love beyond compare,
the one you take your troubles to,
she is the one who really cares.
Mother you are all of this and more,
I love you very much

A mother’s work is never done
She works from morning until dawn
She spreads her love
And keeps you warm
But only once a year we say
Mother we wish you “Happy Mothers Day”

My Mother, my friend so dear
Throughout my life you’re always near
A tender smile to guide my way
You’re the sunshine to light my day

Mother, I love you,
For all that you do.
I’ll kiss you and hug you,
Because you love me, too.
You feed me and need me,
To teach you to play,
So smile because I love you,
On this Mother’s Day

Happy Mother’s Day to your loving Mom!
it’s because of her love why
you are here today -
sharing your friendship with me.

I used to greet ‘HAPPY MOTHER’S DAY’.
But after all these years..
I now realized it’s better to
greet ‘GOD BLESS OUR MOTHERS!’

Gud am. : ) d world bcme a btr plce to lve in,smply
bcause ur mothr did u a gud job n raising a beautfl persn
n u. Cngratul8 her 4 me.hapi mother’s day to ur mom.

Smiles of happy sunshine,
Arms of everlasting luv,
Touch of sweet roses,
There is magic in the air
Whenever ur there,
Mother, everything to U I owe,
May all pleasures of life come ur way.
“Happy Mother’s day”

You’ve seen me laugh
You’ve seen me cry
And always you were there with me
I may not have always said it
But thanks and I love you
Happy Mother’s Day.

I take this opportunity to thank you for
your immeasurable contribution to my life.
Thank you Mom!
And wish you a Very Happy Mother’s Day!

For the best mom
who always had a smile for me
I know we may be far apart right now
So here’s a great big hug and kiss
Happy Mother’s Day

The Miracle of Life nurtured by a woman
who gave us love and sacrifice… is MOTHER
Happy Mothers Day!!

Once upon a memory
Someone wiped away a tear
Held me close and loved me,
Thank you, dear Mother .

For the best mom
who always had a smile for me
I know we may be far apart right now
So here’s a great big hug and kiss
Happy Mother’s Day

This collection of SMS text messages is part of this websites Mother's Day 2008 campaign.

How To Play Texas Holdem Poker Better

I play a lot of Texas Holdem Poker online. I bet with play money nowadays because I feel that I'm just a newbie and I'm afraid to lose real money. However, I have some friends who play online with real money and they do win a lot. I admire their analytical skills for being able to earn from their hobbies.

Wanting to improve my game, I tried searching the internet for some useful resources. Then I discovered this website that has a Free Texas Holdem Poker Strategy Calculator. I downloaded the software and gave it a test run.



I would have to say that I like it! First of all, it's FREEWARE. Second, I like it how it automatically analyzes my cards and my opponent's moves during play and instantly provide me with real time odds calculation that can help me with my playing strategy.

Also, I can customize the program to match my style of play. I can make it give passive advise or aggressive ones. The user interface is easy to understand and the program is easy to use.

I'm looking forward to improve my tactics and poker skills, both online and offline, through this amazing application. You should try it too and begin thinking like a real PRO.

Windows XP SP3 Is Out - Free Download Here

Finally, after several months, Windows XP has released it's latest service pack.

I remember going through the computer shops here in Manila and seeing fake copies of the Service Pack 3 CD which actually contains only a customized Windows XP theme and several free softwares bundled inside such as Mozilla Firefox and Adobe Reader.

That was really funny because most of the bundled application were not products of Microsoft!

Anyway, now that there's an official release, you can now safely upgrade your system.

To download the Windows XP SP3, just click the link below. Thanks to the many blogs who already wrote about this.

Download Windows XP Service Pack 3 here.

How To Stop Prank Calls

Are you tired of receiving prank calls? Do you sometimes answer the phone and hear nothing but silence on the other line? Don't you wish that there's a way to track those callers?

Now you can by signing up for Reverse Phone Lookups. With this service, you can now get information of the caller and determine whether you should answer or not. All you need to do is type the number that called in the search box provided in their website and then you can find out exactly who called you or who is calling you.

Furthermore, you can stop all those telemarketers from wasting your time by registering your number to the National No Call Registry. Now you can be assured that whenever you answer your phone, you'll be connected to only those that matter.

Visit FindOutWhosCalling.com now.

Philippine Lotto 6/42 Results For April 29

The winning numbers for the Philippine Lotto 6 42 are:
7 - 9 - 18 - 28 - 35 - 39

The jackpot prize was 8,716,806.00

There were no winners for this draw.

No winners for the past two draws. This means that there's a good chance that someone will win on Saturday, statistically speaking. Anyway, I'm excited today because Ironman is showing and I'm off to the cinemas later tonight!

Results Stats:
Sum: 136
Odd-Even: 4/2
Low-High: 3/3
Hit Frequency ANP: 0/3/3

Prediction For Next Draw:
10 - 12 - 18 - 23 - 35 - 39

World Pyro Olympics Schedule For 2008

The 2008 World Pyro Olympics will be held this May 2008. It can be watched at the Esplanade located just at the back of the SM Mall of Asia (MOA) in Pasay City.



The countries participating this year in the World Pyro Olympics are Australia, Canada, China, France, Germany, Italy, Korea, Venezuela. The Philippines is not included in the competition because we are the host country.

Here's the schedule of the World Pyro Olympics:

May 3
China and Germany

May 10
Canada and France

May 17
Italy and Venezuela

May 24
Korea and Australia

May 31
Fellowship of Fire
A collaboration of all countries with the Philippines

The Philippines will be represented by La Mancha Pyro Productions. For tickets and more information regarding this event, please call 817-3073 local 102. So are you watching the World Pyro Olympics this year?

Philippine Lotto 6/42 Results For April 26

The winning numbers for the Philippine Lotto 6 42 are:
6 - 9 - 16 - 32 - 34 - 37

The jackpot prize was 4,276,708.20

There were no winners for this draw.

Mother's Day is coming soon. How do you plan to celebrate it? We, Pinoys do not really make a big deal out of this occasion but we all do have high respect for our mothers. So I guess a simple wish and a loving embrace would be enough to show her how much you love her.

Results Stats:
Sum: 134
Odd-Even: 2/4
Low-High: 3/3
Hit Frequency ANP: 2/1/3

Prediction For Next Draw:
9 - 15 - 18 - 25 - 30 - 36